No Slide Title

•Practitioners resources

•Helplin= e 0845 602 0583

•= http://Practitioners.studentfinanceengland.co.uk

Workbooks plus other resources such as = presentations

•Adverti= se events etc.

•

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•Disclaimers

•This is very boring!!!

•<= /span>The grant and loan figures are for students from England ONLY.

•<= /span>Wales, Scotland and NI have different income thresholds

•<= /span>

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eligibility

Not straightforward but is roughly based on:- =

<= span style=3D'font-size:75%'>•Age –= under 60 but only for maintenance loans

•Residency – VERY COMPLICATED!!

Broadly based on where students have lived before their course and if they have any restrictions on = their stay in the UK

•The course=

•If students have studied previously – regard= less of where in the worl= d that study was undertaken

•<= /span>

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How to apply

•There is a drive to get all applicants to apply on = line

•You can download/order paper forms PN1

•Eventually their will be a true link to UCAS = application – not working yet! <= /span>

•= www.direct.gov.uk

•Includes an on line calculator so students can get an idea of how much they will have to live on =

•Students should apply now – launch just before = Christmas

•

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•Documen= tation needed when applying

•<= /span>Valid national insurance number - student

•<= /span>Valid passport (link to IPS)- student <= /span>

•<= /span>Bank account details - student <= /div>

•<= /span>Proof of household income – parents/partner&= #13;

•

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= Student Finance England

•<= /span>It has been a very= bad year for students from England =

<= span style=3D'font-family:"Arial Unicode MS";font-size:81%'>•you will probably = be asked!!

<= span style=3D'font-family:"Arial Unicode MS";font-size:81%'>•The key messages h= as to be:-

<= span style=3D'font-family:"Arial Unicode MS";font-size:81%'>•APPLY EARLY!!! = ;

<= span style=3D'font-family:"Arial Unicode MS";font-size:81%'>•Make sure your passport is valid!

•<= /span>Don’t try to= add any documentation afterwards – ensure everything is included when submitted!

<= span style=3D'font-family:"Arial Unicode MS";font-size:88%;visibility:hidden'><= span style=3D'mso-special-format:bullet;position:absolute;left:-4.43%'>•<= /span> =

<= span style=3D'font-family:"Arial Unicode MS";font-size:88%;visibility:hidden'><= span style=3D'mso-special-format:bullet;position:absolute;left:-4.43%'>•<= /span>

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Tuition fees

•In 2010 the maximum FT UG fees are £3,290

•Students can have a non means tested loan to cover all or part of their fees if they choose = ;

•This will be paid to university direct – not the = = student

•

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Mainte= nance Grant/Special Support Grant

•£2,9= 06 for students with a Household income below £25,000

•Partial gr= ant if income between £25,001 and £50,020

•<= /span>Paid to students in three instalments by the SLC&#= 13;

•<= /span>Loan substitution applies

•

•<= /span>

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Other Grants

<= span style=3D'font-size:88%'>•Childcare = Grant – up to 85% of childcare

•Parents Learning Allowance – for students with = children

•Adult dependant grant – for students that have = an adult (normally partner) that is financially = dependant upon them

<= span style=3D'font-size:88%'>•Travel gra= nt – years abroad

<= span style=3D'font-size:88%'>•All grants= are means tested

<= span style=3D'visibility:hidden'>•

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•Main= tenance Loans

•<= /span>£4,950 maximum for students living away from home

•<= /span>£3,838 if living in parental home

•<= /span>Oversees rate of loan for students on a year abroa= d

•<= /span>28% means tested on household income

•Reduced by= 50p for every £1 of Maintenance grant up to £1,453 – not SSG

•Paid in th= ree instalments to student by Student Loans Company via BACS

•

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<= span style=3D'font-size:75%;visibility:hidden'>•

Income (£)

Maintenance <= /span>= Grant<= /span>

Maintenance <= /span>Loan

Family = Contribution<= /span>

Total Living = Cost <= /span>Funding

25,000

2,906

3,497

£6,403

30,000

1,906

3,997

5,903

34,000

1,106

4,397

5,503

40,000

7,11

4,595

5,306

50,020

4,925

4,975

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5flD58lt6cls85lE4Yme44mf64k5gdeW1Rd7/1k6AZqZA/qWzOl9B5qcCbqZC7pxwO3pM9uZNd25 M9+pML5ZmtlJoe9Zl/HZSPk5Rftpn/0JbiPaRfUJb/eJogX6OhO6MxVqNReKMxkaNStacS1Kby/K Ow1Knco5mxFKch0qox8amiEqbCl6RiXKoifKo0PamT8qnkFqnVFam78if+pHflrapcaCfl4apsXC fmKqpfBXpvGnBgkoAWzapm76pnAap3I6p3Rap24agHaap3q6p3zKpwsQAn0aqII6qHsaAgtAqIia qHvaAIraqI4KpwsQBAA7 ------=_NextPart_01CAB084.43D7ACA0 Content-Location: file:///C:/5069C650/Studentfunding2010_files/slide0076.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" No Slide Title

•Disabled Students Allowance

•Applicable for those with a seen or unseen disabil= ity or ongoing health problem

•Anything that affects a students ability to study = on a day to day basis

•Equipment and/or support to ensure students are no= t disadvantaged

•Universiti= es also have their own provisions

<= span style=3D'font-size:75%'>•Disability= teams – including mental health workers

•Not means = tested – based on need

•Takes a wh= ile to sort out

•

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Loan Repayments

•All loans added together – so only one month= ly payment

<= span style=3D'font-size:75%'>•Repayments= start April after Graduation or leave

•Once earni= ng £15,000

•9% of inco= me over £15,000

•Deducted at source like Tax and National Insurance

<= span style=3D'font-size:75%'>•Any outsta= nding loan written off after 25 years

•Interest on the loans is charged at the same rate = as inflation

<= span style=3D'font-size:75%'>•Repayment h= oliday for those due to repay from 2012

•

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•Loan repayments continued

•Jane is em= ployed and earns £18,000 per year gross

•<= /span>The is equivalent to £1,500 per month gross&= #13;

•The first £15,000 per year or £1,250 per month is disregarded

•Repayment = is based on 9% of remaining £250 per month or £3,000 per year <= /div>

•Repayments= are approximately £22 per month – or just over £5 per week

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•Founda= tion degrees

•<= /span>Same as other undergraduate courses

•<= /span>May be full time, part time or sandwich

•Entitled to exactly the same funding as other undergraduate courses

•NB not the = same as a foundation course – which is normally year 0 of a degree

•<= /span>

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additional support from HEIs

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<= span style=3D'font-size:88%;visibility:hidden'>•

Bursaries

<= span style=3D'font-size:75%'>•Paid becau= se of household income

<= span style=3D'font-size:75%'>•Non repayable

<= span style=3D'font-size:75%'>•Universiti= es have to submit a return to OFFA

<= span style=3D'font-size:75%'>•Only stude= nts subject to ‘variable fees’

<= span style=3D'font-size:75%'>•Paid on to= p of other funding

<= span style=3D'font-size:75%'>•Not normal= ly restricted in number

<= span style=3D'font-size:75%'>•Generally = paid each year

<= span style=3D'font-size:75%'>•Need to im= prove take up and awareness

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Scholarships

<= span style=3D'font-size:69%;visibility:hidden'>•

<= span style=3D'font-size:69%'>•Paid becau= se of excellence

<= span style=3D'font-size:69%'>•Non repayable

•May be academic or otherwise such as volunteering,= arts, sport

<= span style=3D'font-size:69%'>•Not usuall= y but may be related to course

•Every university will have a different application process and it is up = to students to ask!

•Once awarded they are normally for duration of cou= rse – but may be strings!&#= 13;

<= span style=3D'font-size:69%;visibility:hidden'>•

<= span style=3D'font-size:88%;visibility:hidden'>•

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•

Support for Care Leavers

•Most HEIs are keen to support any Looked After Children (LAC) currently going on to study at university.

•Quality ma= rk from the Frank Buttle Trust

•= www.buttletrust.org

•Named cont= acts in many HEIs

•Can arrange visits etc. prior to start

•Tick box o= n UCAS application

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•Other points of discussion

•<= /span>Fees review –

•<= /span>Currently finalising first call of evidence

•<= /span>Expecting to report back by autumn 2010

•Unlikely anything will change before 12/13 academic year

•<= /span>NHS review also currently being undertaken

•<= /span>This is likely to be implemented in 2011/12=

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<= /span>

Click to edit Master text styles

Second level

Third level

Fourth level

Fifth level

<= /span>

R= 49;#›

13<= /span>

Students with funding of £4,745 would struggle to manage for a ye= ar on this amount, look at other sources of funding.

Other sources of funding to consider

Additional family support – always arrange with your family the support they may be able to give you before the start of your course and arrange how it will be paid.

Part –time work, term-time or vacation jobs, remember if you don’t have summer job your student funding will have to last for 52 weeks.

Interest free overdrafts – check all different banks

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"document.body.start()", sld.filters.revealtrans.duration * = 1000 ); else document.body.start(); } } function MakeSldVis() { var fTrans=3Dg_showAnimation && SldHasTrans() if( fTrans ) { if( g_bgSound ) { idx=3Dg_bgSound.indexOf(","); pptSound.src=3Dg_bgSound.substr( 0, idx ); pptSound.loop=3D -(parseInt(g_bgSound.substr(idx+1))); } SlideObj.filters.revealtrans.Apply() } SlideObj.style.visibility=3D"visible" if( fTrans ) SlideObj.filters.revealtrans.Play() } function MakeNotesVis() { if( !IsNts() ) return false SlideObj.style.display=3D"none" nObj =3D document.all.item("NotesObj") parent.SetHasNts(0) if( nObj ) { nObj.style.display=3D"" parent.SetHasNts(1) } return 1 } function ChkAutoAdv() { if(SldHasTrans()) SlideObj.onfilterchange=3DAutoAdv else AutoAdv() } function AutoAdv() { if(!IsWin("PPTSld") || !gUseSldTimings )return var sld=3DGetCurSld() if( (sld.mAdvDelay>0) && !parent.IsFramesMode() ) setTimeout("parent.GoToNextSld()",sld.mAdvDelay) } function GetObj(id) { if(g_supportsPPTHTML) return document.all(id); else return document.getElementById(id); } function SldHasTrans() { return SlideObj.style.filter !=3D ""; } function GetSldId() { return sId=3Dlocation.href.substring(location.href.la= stIndexOf('/')+1) } function HideMenu() { if( frames["PPTSld"] && PPTSld.document.all.item("ctx= tmenu") && PPTSld.ctxtmenu.style.display!=3D"none" ) { PPTSld.ctxtmenu.styl= e.display=3D'none'; return true } return false } function IsWin( name ) { return window.name =3D=3D name } function IsNts() { return IsWin("PPTNts") } function IsSldOrNts() { return( IsWin("PPTSld")||IsWin("PPTNts") ) } function SupportsPPTAnimation() { return( navigator.platform =3D=3D "Win32"= && navigator.appVersion.indexOf("Windows")>0 ) } function SupportsPPTHTML() { var appVer=3Dnavigator.appVersion, msie=3DappVer.indexOf("MSIE "), ver=3D0 if( msie >=3D 0 ) ver=3DparseFloat( appVer.substring( msie+5, appVer.indexOf(";",msie) ) ) else ver=3DparseInt(appVer) return( ver >=3D 4 && msie >=3D 0 ) } function _RSW() { if( !g_supportsPPTHTML || IsNts() || ( !g_scaleInFrame && (!IsWin("PPTSld") || !parent.IsFullScrMode()) ) ) return var padding=3D0; if( IsWin("PPTSld") && parent.IsFramesMode() ) padding=3D6 cltWidth=3Ddocument.body.clientWidth-padding cltHeight=3Ddocument.body.clientHeight-padding factor=3D(1.0*cltWidth)/g_origW if( cltHeight < g_origH*factor ) factor=3D(1.0*cltHeight)/g_origH newSize =3D g_origSz * factor if( newSize < 1 ) newSize=3D1 s=3DSlideObj.style s.fontSize=3DnewSize+"px" s.posWidth=3Dg_origW*factor s.posHeight=3Dg_origH*factor s.posLeft=3D(cltWidth-s.posWidth+padding)/2 s.posTop=3D(cltHeight-s.posHeight+padding)/2 if( g_scaleHyperlinks ) ScaleHyperlinks( factor ) } function _InitAnimations() { animRuntimeInstalled =3D ''+document.body.localTime !=3D 'undefined'; isFullScreen =3D (window.name =3D=3D "PPTSld") && !parent.IsFramesMode(); g_animUseRuntime =3D g_showAnimation && animRuntimeInstalled && !(isFullSc= reen && parent.IsSldVisited()); if( g_animUseRuntime ) { collSeq =3D document.all.tags("seq"); if( collSeq !=3D null ) { for(ii=3D0;ii numSlds ) gSldJumpIdx =3D numSlds; if ( gSldJumpIdx >=3D 0 ) { if ( gSldJumpIdx =3D=3D 0 ) gSldJumpIdx =3D 1; var jumpTo =3D parseInt(gSldJumpIdx); gSldJump =3D 0; gSldJumpIdx =3D ""; win.GoToSld( parent.GetSldList().mList[jumpTo-1].mSldHref ) } } } function _KDH() { if( event.keyCode =3D=3D 8 ) { event.returnValue =3D 0; parent.GoToPrevSld(); } } function DocumentOnClick() { if( IsNts() || parent.HideMenu() ) return; if( ( g_allowAdvOnClick && !parent.IsFramesMode() ) || (event && (event.keyCode=3D=3D32) ) ) parent.GoToNextSld(); } var g_supportsPPTHTML =3D SupportsPPTHTML(), g_scaleInFrame =3D 1, gId=3D""= , g_bgSound=3D"", g_scaleHyperlinks =3D false, g_allowAdvOnClick =3D 1, g_showInBrowser = =3D 0, gLoopCont =3D 0, gUseSldTimings =3D 1; var g_showAnimation =3D g_supportsPPTHTML && SupportsPPTAnimation() && ( (w= indow.name=3D=3D"PPTSld" && !parent.IsFramesMode()) || g_showInBrowser );va= r g_animManager =3D null; var g_animUseRuntime =3D false; var g_animItemsToHide, g_animInteractiveItems, g_animSlideTime; var g_animMainSequence =3D null; var ENDSHOW_MESG=3D"End of slide show, click to exit.", SCREEN_MODE=3D"Fram= es", gIsEndShow=3D0, NUM_VIS_SLDS=3D23, SCRIPT_HREF=3D"script.js", FULLSCR_= HREF=3D"fullscreen.htm"; var gCurSld =3D gPrevSld =3D 1, g_offset =3D 0, gNtsOpen =3D gHasNts =3D gO= tlTxtExp =3D 0, gHasNarration =3D 0, gOtlOpen =3D true window.gPPTHTML=3DSupportsPPTHTML() var gMainDoc=3Dnew Array(new hrefList("slide0002.htm",1,-1,1),new hrefList(= "slide0003.htm",1,-1,1),new hrefList("slide0080.htm",1,-1,1),new hrefList("= slide0068.htm",1,-1,1),new hrefList("slide0075.htm",1,-1,1),new hrefList("s= lide0004.htm",1,-1,1),new hrefList("slide0074.htm",1,-1,1),new hrefList("sl= ide0070.htm",1,-1,1),new hrefList("slide0005.htm",1,-1,1),new hrefList("sli= de0006.htm",1,-1,1),new hrefList("slide0025.htm",1,-1,1),new hrefList("slid= e0007.htm",1,-1,1),new hrefList("slide0073.htm",1,-1,1),new hrefList("slide= 0076.htm",1,-1,1),new hrefList("slide0043.htm",1,-1,1),new hrefList("slide0= 081.htm",1,-1,1),new hrefList("slide0056.htm",1,-1,1),new hrefList("slide00= 48.htm",1,-1,1),new hrefList("slide0008.htm",1,-1,1),new hrefList("slide002= 1.htm",1,-1,1),new hrefList("slide0066.htm",1,-1,1),new hrefList("slide0079= .htm",1,-1,1),new hrefList("slide0018.htm",1,-1,1)); function FullScrInit() { g_allowAdvOnClick =3D GetCurSld().mAdvOnClk document.body.style.backgroundColor=3D"black" document.oncontextmenu=3Dparent._CM; document.onkeydown =3D _KDH; document.ondragstart=3DCancel document.onselectstart=3DCancel self.focus() } function Redirect( frmId ) { var str=3Ddocument.location.hash,idx=3Dstr.indexOf('#'), sId=3DGetSldId() if(idx>=3D0) str=3Dstr.substr(1); if( window.name !=3D frmId && ( sId !=3D str) ) { obj =3D GetObj("Main-File") window.location.href=3Dobj.href+"#"+sId return 1 } return 0 } var MHTMLPrefix =3D CalculateMHTMLPrefix(); function CalculateMHTMLPrefix() { if ( document.location.protocol =3D=3D 'mhtml:') { href=3Dnew String(document.location.href) Start=3Dhref.indexOf('!')+1 End=3Dhref.lastIndexOf('/')+1 if (End < Start) return href.substring(0, Start) else return href.substring(0, End) } return ''; } function GetTags(base,tag) { if(g_supportsPPTHTML) return base.all.tags(tag); else return base.getElementsByTagName(tag); } function UpdNtsPane(){ if(frames["PPTNts"]) PPTNts.location.replace( MHTMLP= refix+GetHrefObj( gCurSld ).mNtsHref ) } function UpdNavPane( sldIndex ){ if(gNavLoaded) PPTNav.UpdNav() } function UpdOtNavPane(){ if(gOtlNavLoaded) PPTOtlNav.UpdOtlNav() } function UpdOtlPane(){ if(gOtlLoaded) PPTOtl.UpdOtl() } function SetHasNts( fVal ) { if( gHasNts !=3D fVal ) { gHasNts=3DfVal UpdNavPane() } } function ToggleOtlText() { gOtlTxtExp=3D!gOtlTxtExp UpdOtlPane() } function ClearMedia() { if (PPTSld.pptSound) PPTSld.pptSound.loop =3D 0; } function FullScreen() { if ( PPTSld.g_animUseRuntime ) PPTSld.document.body.pause(); ClearMedia(); var href =3D ( document.location.protocol =3D=3D 'mhtml:') ? FULLSCR_HREF = : FULLSCR_HREF+"#"+GetHrefObj(gCurSld).mSldHref; if(PPTNav.event.ctrlKey) { var w =3D (window.screen.availWidth * 1.0) / 2.0 var h =3D w * (PPTSld.g_origH * 1.0) / PPTSld.g_origW win =3D window.open( MHTMLPrefix+href,null,"toolbar=3D0,resizable=3D1,top= =3D0,left=3D0," + "width=3D"+ w + ",height=3D" + h ); if( win.document.body && PPTSld.g_animUseRuntime ) win.document.body.PPTSldFrameset=3Dwindow; } else { win =3D window.open( MHTMLPrefix+href,null,"fullscreen=3Dyes" ); if( win.document.body && PPTSld.g_animUseRuntime ) win.document.body.PPTSldFrameset=3Dwindow; } } function ToggleVNarration() { rObj=3DPPTSld.document.all("NSPlay") if( rObj && !PPTSld.g_animUseRuntime ) { if( (rObj.playState =3D=3D 1)||(rObj.playState =3D=3D 0) ) rObj.Play() else if( rObj.playState =3D=3D 2 ) rObj.Pause() else return; } else if( PPTSld.g_animUseRuntime ) { narObj =3D PPTSld.document.all("narrationID") if( narObj ) narObj.togglePause() } } function GetCurSldNum() { obj=3DGetHrefObj(gCurSld) if( obj.mOrigVis =3D=3D 1 ) return obj.mSldIdx else return gCurSld } function GetNumSlds() { if( GetHrefObj(gCurSld).mOrigVis =3D=3D 1 ) return GetSldList().mNumVisSlds; else return GetSldList().mList.length } function GetSldNum( href ) { for(ii=3D0; ii 1 ) PopSldList(); else if( !IsFramesMode() ) { if( gLoopCont ) GoToFirst() else EndShow() } } function GoToPrevSld() { ii=3DgCurSld-1 if( ii > 0 ) { obj=3DGetHrefObj(ii) while ( obj && ( obj.mVis =3D=3D 0 ) && ( ii>0 ) ) obj=3DGetHrefObj(--ii) if( ii =3D=3D 0 ) ii=3D1 GoToSldNum(ii) } } function GoToFirst(){ GoToSld( GetHrefObj(1).mSldHref ) } function GoToLast() { ii=3DGetSldList().mList.length if( ii !=3D gCurSld ) GoToSld( GetHrefObj(ii).mSldHref ) } function GoToSldNum( num ) { if( PPTSld.event ) PPTSld.event.cancelBubble=3Dtrue obj =3D GetHrefObj( num ) obj.mVis=3D1 gPrevSld=3DgCurSld gCurSld =3D num; PPTSld.location.replace(MHTMLPrefix+obj.mSldHref) if( IsFramesMode() ) { UpdNavPane(); UpdOtlPane(); UpdNtsPane() } } function GoToSld( href ) { if( PPTSld.event ) PPTSld.event.cancelBubble=3Dtrue GetHrefObj( GetSldNum(href) ).mVis=3D1 PPTSld.location.replace(MHTMLPrefix+href) } function SldUpdated( id ) { if( id =3D=3D GetHrefObj(gCurSld).mSldHref ) return gPrevSld=3DgCurSld gCurSld=3DGetSldNum(id) if( IsFramesMode() ) { UpdNavPane(); UpdOtlPane(); UpdNtsPane() } } function PrevSldViewed(){ GoToSld( GetHrefObj(gPrevSld).mSldHref ) } function HasPrevSld() { return ( gIsEndShow || ( gCurSld !=3D 1 && GetHrefO= bj( gCurSld-1 ).mVis =3D=3D 1 )||( GetCurSldNum() > 1 ) ) } function HasNextSld() { return (GetCurSldNum() !=3D GetNumSlds()) } function CloseWindow() { if( HideMenu() ) return; var event =3D PPTSld.event; if( !IsFramesMode() && event && (event.keyCode=3D=3D27 || event.keyCode=3D= =3D32 || event.type=3D=3D"click" ) ) window.close( self ); CatchNumKeys( self, event ); } function Unload() { gIsEndShow=3D0; } function SetupEndShow() { gIsEndShow=3D1; PPTSld.document.body.scroll=3D"no"; PPTSld.document.onkeypress=3DCloseWindow; PPTSld.document.onclick=3DCloseWindow; PPTSld.document.oncontextmenu=3D_CM; } function EndShow() { if( IsFramesMode() ) return if( PPTSld.event ) PPTSld.event.cancelBubble=3Dtrue doc=3DPPTSld.document var dir =3D doc.body.dir if( dir !=3D "rtl" ) dir =3D "ltr"; doc.open() doc.writeln('

' + ENDSHOW_MESG + '

') doc.close() } function SetSldVisited(){ GetSldList().mList[gCurSld-1].mVisited=3Dtrue } function IsSldVisited(){ return GetSldList().mList[gCurSld-1].mVisited } function hrefList( sldHref, visible, advDelay, advClk ) { this.mSldHref=3D this.mNtsHref =3D sldHref this.mOrigVis=3D this.mVis =3D visible this.mVisited=3D false this.mAdvDelay=3D advDelay this.mAdvOnClk=3D advClk } function SldList(arr,curSld,fEnd) { this.mCurSld =3D curSld; this.mList =3D new Array(); var idx =3D 1; for(ii=3D0;ii 0) { PushSldList(sldList,fEnd); gCurSld =3D 1; } else if( PPTSld.event ) PPTSld.event.cancelBubble=3Dtrue } function PushSldList(arr,fEnd) { var ii =3D gSldStack.length; gSldStack[ii] =3D new SldList(arr,gCurSld,fEnd); GoToSld( gSldStack[ii].mList[0].mSldHref ); } function PopSldList() { if (gSldStack[gSldStack.length-1].fEndShow) EndShow() else { gCurSld =3D gSldStack[gSldStack.length-1].mCurSld; gSldStack[gSldStack.length-1] =3D null; gSldStack.length--; var sldList =3D gSldStack[gSldStack.length-1]; GoToSld( sldList.mList[gCurSld - 1].mSldHref ); } } var custShowList=3Dnew Array(); function ImgBtn( oId,bId,w,action ) { var t=3Dthis t.Perform =3D _IBP t.SetActive =3D _IBSetA t.SetInactive=3D _IBSetI t.SetPressed =3D _IBSetP t.SetDisabled=3D _IBSetD t.Enabled =3D _IBSetE t.ChangeIcon =3D null t.UserAction =3D action t.ChgState =3D _IBUI t.mObjId =3D oId t.mBorderId=3D bId t.mWidth =3D w t.mIsOn =3D t.mCurState =3D 0 } function _IBSetA() { if( this.mIsOn ) { obj=3Dthis.ChgState( gHiliteClr,gShadowClr,2 ) obj.style.posTop=3D0 } } function _IBSetI() { if( this.mIsOn ) { obj=3Dthis.ChgState( gFaceClr,gFaceClr,1 ) obj.style.posTop=3D0 } } function _IBSetP() { if( this.mIsOn ) { obj=3Dthis.ChgState( gShadowClr,gHiliteClr,2 ) obj.style.posLeft+=3D1; obj.style.posTop+=3D1 } } function _IBSetD() { obj=3Dthis.ChgState( gFaceClr,gFaceClr,0 ) obj.style.posTop=3D0 } function _IBSetE( state ) { var t=3Dthis GetObj( t.mBorderId ).style.visibility=3D"visible" if( state !=3D t.mIsOn ) { t.mIsOn=3Dstate if( state ) t.SetInactive() else t.SetDisabled() } } function _IBP() { var t=3Dthis if( t.mIsOn ) { if( t.UserAction !=3D null ) t.UserAction() if( t.ChangeIcon ) { obj=3DGetObj(t.mObjId) if( t.ChangeIcon() ) obj.style.posLeft=3Dobj.style.posLeft+(t.mCurState-4)*t.mWidth else obj.style.posLeft=3Dobj.style.posLeft+(t.mCurState-0)*t.mWidth } t.SetActive() } } function _IBUI( clr1,clr2,nextState ) { var t=3Dthis SetBorder( GetObj( t.mBorderId ),clr1,clr2 ) obj=3DGetObj( t.mObjId ) obj.style.posLeft=3Dobj.style.posLeft+(t.mCurState-nextState)*t.mWidth-obj= .style.posTop t.mCurState=3DnextState return obj } function TxtBtn( oId,oeId,action,chkState ) { var t=3Dthis t.Perform =3D _TBP t.SetActive =3D _TBSetA t.SetInactive=3D _TBSetI t.SetPressed =3D _TBSetP t.SetDisabled=3D _TBSetD t.SetEnabled =3D _TBSetE t.GetState =3D chkState t.UserAction =3D action t.ChgState =3D _TBUI t.mObjId =3D oId t.m_elementsId=3D oeId t.mIsOn =3D 1 } function _TBSetA() { var t=3Dthis if( t.mIsOn && !t.GetState() ) t.ChgState( gHiliteClr,gShadowClr,0,0 ) } function _TBSetI() { var t=3Dthis if( t.mIsOn && !t.GetState() ) t.ChgState( gFaceClr,gFaceClr,0,0 ) } function _TBSetP() { if( this.mIsOn ) this.ChgState( gShadowClr,gHiliteClr,1,1 ) } function _TBSetD() { this.ChgState( gFaceClr,gFaceClr,0,0 ) this.mIsOn =3D 0 } function _TBSetE() { var t=3Dthis if( !t.GetState() ) t.ChgState( gFaceClr,gFaceClr,0,0 ) else t.ChgState( gShadowClr,gHiliteClr,1,1 ) t.mIsOn =3D 1 } function _TBP() { var t=3Dthis if( t.mIsOn ) { if( t.UserAction !=3D null ) t.UserAction() if( !t.GetState ) return if( t.GetState() ) t.SetPressed() else t.SetActive() } } function _TBUI( clr1,clr2,lOffset,tOffset ) { SetBorder( GetObj( this.mObjId ),clr1,clr2 ) Offset( GetObj( this.m_elementsId ),lOffset,tOffset ) } function Offset( obj, top, left ){ obj.style.top=3Dtop; obj.style.left=3Dle= ft } function SetBorder( obj, upperLeft, lowerRight ) { s=3Dobj.style; s.borderStyle =3D "solid" s.borderWidth =3D 1 s.borderLeftColor =3D s.borderTopColor =3D upperLeft s.borderBottomColor=3D s.borderRightColor =3D lowerRight } function GetBtnObj(){ return gBtnArr[window.event.srcElement.id] } function BtnOnOver(){ b=3DGetBtnObj(); if( b !=3D null ) b.SetActive() } function BtnOnDown(){ b=3DGetBtnObj(); if( b !=3D null ) b.SetPressed() } function BtnOnOut(){ b=3DGetBtnObj(); if( b !=3D null ) b.SetInactive() } function BtnOnUp() { b=3DGetBtnObj() if( b !=3D null ) b.Perform() else Upd() } function GetNtsState(){ return parent.gNtsOpen } function GetOtlState(){ return parent.gOtlOpen } function GetOtlTxtState(){ return parent.gOtlTxtExp } function NtsBtnSetFlag( fVal ) { s=3Ddocument.all.item( this.m_flagId ).style s.display=3D"none" if( fVal ) s.display=3D"" else s.display=3D"none" } function _BSetA_Border(){ b =3D gBtnArr[this.mObjId]; if( b !=3D null ) b.S= etActive() } function _BSetI_Border(){ b =3D gBtnArr[this.mObjId]; if( b !=3D null ) b.S= etInactive() } function _BSetP_Border(){ b =3D gBtnArr[this.mObjId]; if( b !=3D null ) b.S= etPressed() } function _BSetA_BorderImg() { b =3D gBtnArr[this.mBorderId] if( b !=3D null && this.mIsOn && !b.GetState() ) { obj=3Dthis.ChgState( gHiliteClr,gShadowClr,2 ) obj.style.posTop=3D0 } } function _BSetI_BorderImg() { b =3D gBtnArr[this.mBorderId] if( b !=3D null && this.mIsOn && !b.GetState() ) { obj=3Dthis.ChgState( gFaceClr,gFaceClr,1 ) obj.style.posTop=3D0 } } var gHiliteClr=3D"THREEDHIGHLIGHT",gShadowClr=3D"THREEDSHADOW",gFaceClr=3D"= THREEDFACE" var gBtnArr =3D new Array() gBtnArr["nb_otl"] =3D new TxtBtn( "nb_otl","nb_otlElem",parent.ToggleOtlPan= e,GetOtlState ) gBtnArr["nb_otlElem"] =3D new TxtBtn( "nb_otl","nb_otlElem",parent.ToggleOt= lPane,GetOtlState ) gBtnArr["nb_nts"] =3D new ImgBtn( "nb_nts","nb_ntsBorder",10,parent.ToggleN= tsPane ) gBtnArr["nb_nts"].SetActive =3D _BSetA_BorderImg; gBtnArr["nb_nts"].SetInactive =3D _BSetI_BorderImg; gBtnArr["nb_ntsBorder"] =3D new TxtBtn( "nb_ntsBorder","nb_ntsElem",parent.= ToggleNtsPane,GetNtsState ) gBtnArr["nb_ntsElem"] =3D new TxtBtn( "nb_ntsBorder","nb_ntsElem",parent.To= ggleNtsPane,GetNtsState ) gBtnArr["nb_prevBorder"] =3D gBtnArr["nb_prev"]=3D new ImgBtn( "nb_prev","n= b_prevBorder",30,parent.GoToPrevSld ) gBtnArr["nb_nextBorder"] =3D gBtnArr["nb_next"]=3D new ImgBtn( "nb_next","n= b_nextBorder",30,parent.GoToNextSld ) gBtnArr["nb_sldshw"]=3D new ImgBtn( "nb_sldshw","nb_sldshwBorder",18,parent= .FullScreen ) gBtnArr["nb_sldshwBorder"] =3D new TxtBtn( "nb_sldshw","nb_sldshwBorder",pa= rent.FullScreen,null ) gBtnArr["nb_sldshwBorder"].SetActive =3D _BSetA_Border; 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1	Student Funding<= /a> 2010 Lynne Condell Chair National Association of Student Money Advisers - NASMA
2	"By the end= of this..." By the end of this session you will…. Understand what statutory and discretionary support is available to students that are going to study in 2010 Know how and when students should apply for this support Understand the implications of previous study regardless of where and when that study was undertaken Know where to refer students who may have complex needs Know where to get more advice yourselves Know what’s new for 2010 and beyond
3	"Practition= ers resources" Practitioners resources Helpline 0845 602 0583 http://Practitioners.studentfinanceengland.co.uk Workbooks plus other resources such as presentations Advertise events etc.
4	"Disclaimer= s" Disclaimers This is very boring!!! The grant and loan figures are for students from England ONLY. Wales, Scotland and NI have different income thresholds
5	"eligibilit= y" eligibility Not straightforward but is roughly based on:- Age – under 60 but only for maintenance loans Students under 18 must ‘ratify’ the loan once they beco= me 18 Residency – VERY COMPLICATED!! Broadly based on where students have lived before their course and = if they have any restrictions on their stay in the UK The course If students have studied previously – regardless of where in t= he world that study was undertaken
6	"How to app= ly" How to apply There is a drive to get all applicants to apply on line You can download/order paper forms PN1 Eventually their will be a true link to UCAS application – not working yet! www.direct.gov.uk Includes an on line calculator so students can get an idea of how mu= ch they will have to live on Students should apply now – launch just before Christmas
7	"Documentat= ion needed when applying" Documentation needed when applying Valid national insurance number - student Valid passport (link to IPS)- student Bank account details - student Proof of household income – parents/partner
8	"Student Fi= nance England" Student Finance England It has been a very bad year for students from England you will probably be asked!! The key messages has to be:- APPLY EARLY!!! Make sure your passport is valid! Don’t try to add any documentation afterwards – ensure everything is included when submitted!
9	"Tuition fe= es" Tuition fees In 2010 the maximum FT UG fees are £3,290 Students can have a non means tested loan to cover all or part of th= eir fees if they choose This will be paid to university direct – not the student
10	"Maintenan= ce Grant/Special Support Grant" Maintenance Grant/Special Support Grant £2,906 for students with a Household income below £25,00= 0 Partial grant if income between £25,001 and £50,020 Paid to students in three instalments by the SLC Loan substitution applies
11	"Other Gra= nts" Other Grants Childcare Grant – up to 85% of childcare Parents Learning Allowance – for students with children Adult dependant grant – for students that have an adult (norma= lly partner) that is financially dependant upon them Travel grant – years abroad All grants are means tested
12	"Maintenan= ce Loans" Maintenance Loans £4,950 maximum for students living away from home £3,838 if living in parental home Oversees rate of loan for students on a year abroad 28% means tested on household income Reduced by 50p for every £1 of Maintenance grant up to £1,453 – not SSG Paid in three instalments to student by Student Loans Company via BA= CS
13
14	"Disabled = Students Allowance" Disabled Students Allowance Applicable for those with a seen or unseen disability or ongoing hea= lth problem Anything that affects a students ability to study on a day to day ba= sis Equipment and/or support to ensure students are not disadvantaged Universities also have their own provisions Disability teams – including mental health workers Not means tested – based on need Takes a while to sort out
15	"Loan Repa= yments" Loan Repayments All loans added together – so only one monthly payment Repayments start April after Graduation or leave Once earning £15,000 9% of income over £15,000 Deducted at source like Tax and National Insurance Any outstanding loan written off after 25 years Interest on the loans is charged at the same rate as inflation Repayment holiday for those due to repay from 2012
16	"Loan repa= yments continued" Loan repayments continued Jane is employed and earns £18,000 per year gross The is equivalent to £1,500 per month gross The first £15,000 per year or £1,250 per month is disregarded Repayment is based on 9% of remaining £250 per month or £3,000 per year Repayments are approximately £22 per month – or just over £5 per week
17	"Foundation degrees" Foundation degrees Same as other undergraduate courses May be full time, part time or sandwich Entitled to exactly the same funding as other undergraduate courses<= /li> NB not the same as a foundation course – which is normally yea= r 0 of a degree
18	additional support from HEIs
19	"Bursaries= " Bursaries Paid because of household income Non repayable Universities have to submit a return to OFFA Only students subject to ‘variable fees’ Paid on top of other funding Not normally restricted in number Generally paid each year Need to improve take up and awareness
20	"Scholarsh= ips" Scholarships Paid because of excellence Non repayable May be academic or otherwise such as volunteering, arts, sport Not usually but may be related to course Every university will have a different application process and it is= up to students to ask! Once awarded they are normally for duration of course – but ma= y be strings!
21	"Support f= or Care Leavers" Support for Care Leavers Most HEIs are keen to support any Looked After Children (LAC) curren= tly going on to study at university. Quality mark from the Frank Buttle Trust www.buttletrust.org Named contacts in many HEIs Can arrange visits etc. prior to start Tick box on UCAS application
22	"Other poi= nts of discussion" Other points of discussion Fees review – Currently finalising first call of evidence Expecting to report back by autumn 2010 Unlikely anything will change before 12/13 academic year NHS review also currently being undertaken This is likely to be implemented in 2011/12
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	Studen= ts with funding of £4,745 would struggle to manage for a year on this amoun= t, look at other sources of funding.

	Other = sources of funding to consider

	Additi= onal family support – always arrange with your family the support they may be a= ble to give you before the start of your course and arrange how it will be pa= id.

	Part &= #8211;time work, term-time or vacation jobs, remember if you don’t have summer= job your student funding will have to last for 52 weeks.

	Intere= st free overdrafts – check all different banks